About Me
My Career in real estate started in 1992, when I became a financial planner in the banking
industry.  I worked 15 years in this capacity managing over 500 Million dollars in assets for
small business owners and high net worth clients all throughout the San Francsico Bay
Area. My main responsibility was to help my clients grow their assest and businesses.  I
gained a lot of  helpful experience from working as a financial planner that I know use to
run a successful company today.

Since the inception of my companies I have expanded my knowledge of real estate in the
area of foreclosures and REOS.  I have spent the last 8 years assisting clients with the
purchase and sale of these properties.  My biggest accomplishment is in helping home
owners save their homes from foreclosure through a foreclosure bail out loan.  
Professional Memberships
National Association of Realtors
Buy Bank Homes
National Council of Women Realtors
National Association of Real Estate Brokers
Acorn Housing
Center for Responsible Lending
East Bay Regional Data
Oakland Association of Realtors
Sacramento Association of Realtors
Realty Trac
Ms. Charlotte E. Saulter, Broker
Your Christian Realtor: "With God All Things Are Possible"
In June 2000,  I started this company because I wanted to
help people realize their dreams of home ownership.

For years I helped the wealthy diversify and  increase their
assets through investments in real estate and securities.  It
wasn't  until I took a job as a Branch Manager for a bank
in an area where my client base was living from paycheck
to paycheck  that I realized the great need to expand my
expertise in real estate and investments to people who did
not know smart ways of how to build their wealth and
work towards financial independence

I found that this group of people needed my help the
There are so many people who have dreams of owning a
own home, sending their children to college and retiring
comfortably, but have no idea how to make that a reality
for themselves.  I also discovered that most financial
instutions/professionals did not consider this an audience
to target for business.

I founded The Mortgage Network and CES Financial
Services to reach out and educate hard working individuals
on how they could achieve home ownership.  These
companies are a ministry for me to help and encourage
people to have faith that their dreams are attainable and
that I will work with them every step
of the way to make it possible.

Lastly, I consider myself a hardworking and honest
person.  I care deeply about my clients and I want them to
be happy and satisfied.  I pride myself on my integrity. You
can always
D.  No matter how great the challenge or
how long it takes to close a deal...my job is not complete
and until you are satisfied!

God Bless,
Ms. Charlotte E. Saulter